West Bank has your Dream Loan. We offer competitive rates and low costs without sacrificing the personal service and attention that the big banks just can’t deliver. All decisions about your loan are made locally and our streamlined approval process keeps your move-in date on schedule.
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Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors. bancwest investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas. In South Dakota, Bank of the West operates under the name Bank of the West California. Investment and Insurance.
A 15-year fixed rate mortgage gives you the ability to own your home free and clear in 15 years. And, while the monthly payments are somewhat higher than a 30-year loan, the interest rate on the 15-year mortgage is usually a little lower, and more important – you’ll pay less than half the total interest cost of the traditional 30-year mortgage.
*Automatic payments discount of 0.125% off the standard rate requires applicants to establish automatic mortgage payments from their new or existing Bank of the West personal checking or savings account. For adjustable rate mortgages, the discount is applicable only during the initial fixed-rate period. Other restrictions may apply.
30 Year Mortgage Rates Historical Chart Today, current mortgage rates remain at historic lows around 4% – with over 63% of homeowners with mortgages paying interest rates between 3% and 4.9%, according to the Census Bureau. As of June 2017, interest rates for new 30-year mortgages were as low as 3.89%.
Mortgage rates valid as of 26 Jul 2019 08:33 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance.
Bank of the West Mortgage Rates Today – Current conforming 30 year mortgage rates at Bank of the West are at 5.125 percent with no points and only $793 in fees. Today’s 15 year conforming mortgage rates from Bank of the West are at 4.50 percent with .125 points and $793 in fees.
Best Rate For Refinance Shop carefully to find a lender offering you a competitive rate and make sure you’ll actually see savings by refinancing. Be aware as you compare lenders that some offer variable rate loans with low.
Started in 1874, Bank of the West is an FDIC-insured bank headquartered in San Francisco, CA. The bank has equity of $12.15 billion on $89.77 billion in assets, according to December 31, 2017.