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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
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"Absolutely, we would recommend Herb ..."
"Herb was willing to work with our precise needs..."
R.Nelson, Marengo
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Herb Baldwin is one of The Top Selling Real Estate Experts™
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Herb Baldwin, REALTOR®, real estate agent and broker for Mt. Gilead, Cardington and Marengo Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Morrow County Real Estate and find that "Just Right Home"

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Are you (or someone you know) in danger of losing your home to foreclosure?
Nearly 20% of our homeowners in Morrow County are in some sort of financial distress, are "upside down" on their home mortgage, or for other reason are in fear of losing their family home.

THIS DOES NOT HAVE TO HAPPEN! There are alternatives to foreclosure! The U.S. government has instituted programs to help homeowners either;

1) Stay in their home at reduced mortgage payments or,
2) Sell their home (even for less than what is owed) and not have to repay the shortfall!

FIVE REASONS TO AVOID FORECLOSURE
1) The homeowner will always have to disclose they have had a foreclosure on any mortgage application.

2) Credit scores will be lowered by 300+ points affecting the ability to get a car, apartment, credit cards, etc.

3) A foreclosure is the one credit report item that is almost impossible to be “repaired”.

4) Military and government security clearance could be at risk with foreclosure.

5) Many employers run credit checks on prospective employees and foreclosure is one of the top items that will put a potential new hire in jeopardy.

THERE IS A HUGE DIFFERENCE BETWEEN LIFE AFTER FORECLOSURE AND LIFE WITHOUT FORECLOSURE!
You or someone you know and care about may qualify for one of these special programs.

Call me now at 419-947-4004 for a FREE and CONFIDENTIAL consultation.

NOW, On a lighter note ...
Looking for homes? Search everything the web has to offer, right here! Just click on "See All Area Homes" above. Don't miss my Feature Homes. To see all of my listings with interior photos, Virtual Tours, maps, surveys, and more, click on "See Herb's Specials" above.

Need local real estate information? I've summarized much of what is important about the Mt. Gilead, Cardington and Marengo real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Mt. Gilead, Cardington and Marengo Realtor, I have the experience and track record you are looking for. Please let me help.

- Herb Baldwin
RE/MAX Genesis

School Reports in Mt. Gilead, Cardington and Marengo, Ohio

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Ohio Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Mt. Gilead, Cardington and Marengo

Making An Offer >Creative Offers

Putting together an offer on a home is easy if the buyer has a lot of money, a terrific job and impeccable credit. Many buyers are not in that precise situation, however. And while sellers like to get their asking price, good listing agents prepare them for the possibility of receiving offers that involve some compromises.

Successful real estate agents know how to put together creative offers and do whatever it takes to make a transaction work. If a buyer is low on cash, the agent may structure an offer that shifts closing costs to the seller, minimizing the amount of cash that the buyer needs to close. A variation of a lease purchase arrangement might be effective if a buyer has recently changed jobs or is self-employed. Owner-financing for part of the loan can make a difference in some cases. If your agent brings you a complex offer designed to get a buyer into your home, don't say "no" until you understand the offer.

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Q	What is the world's most expensive Monopoly set?
A	San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots.
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Morrow Land Title Agency
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Herb Baldwin
RE/MAX Genesis
745 W. Marion Road
Mount Gilead, OH 43338
Office/Cell: 419-946-3800
Direct Line: 419-947-4004
Fax: 866-372-5239
herb@herbsells.com

Herb Baldwin, Realtor® Associate with RE/MAX Genesis, is a highly motivated, full-time professional dedicated to serving his clients needs with integrity. With over 30 years experience in the customer service field, Herb understands what his clients needs are. Because Herb understands that referrals and repeat business are the key to continued success, he is dedicated to providing the highest quality of service to his clients.

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