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"Heard he was good (He was great)..."
"Very professional, knowledgeable, very helpful..."
E&S Smith, Edison
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Herb Baldwin is one of The Top Selling Real Estate Experts™
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Herb Baldwin, REALTOR®, real estate agent and broker for Mt. Gilead, Cardington and Marengo Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Morrow County Real Estate and find that "Just Right Home"

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See Herb's Specials

Are you (or someone you know) in danger of losing your home to foreclosure?
Nearly 20% of our homeowners in Morrow County are in some sort of financial distress, are "upside down" on their home mortgage, or for other reason are in fear of losing their family home.

THIS DOES NOT HAVE TO HAPPEN! There are alternatives to foreclosure! The U.S. government has instituted programs to help homeowners either;

1) Stay in their home at reduced mortgage payments or,
2) Sell their home (even for less than what is owed) and not have to repay the shortfall!

FIVE REASONS TO AVOID FORECLOSURE
1) The homeowner will always have to disclose they have had a foreclosure on any mortgage application.

2) Credit scores will be lowered by 300+ points affecting the ability to get a car, apartment, credit cards, etc.

3) A foreclosure is the one credit report item that is almost impossible to be “repaired”.

4) Military and government security clearance could be at risk with foreclosure.

5) Many employers run credit checks on prospective employees and foreclosure is one of the top items that will put a potential new hire in jeopardy.

THERE IS A HUGE DIFFERENCE BETWEEN LIFE AFTER FORECLOSURE AND LIFE WITHOUT FORECLOSURE!
You or someone you know and care about may qualify for one of these special programs.

Call me now at 419-947-4004 for a FREE and CONFIDENTIAL consultation.

NOW, On a lighter note ...
Looking for homes? Search everything the web has to offer, right here! Just click on "See All Area Homes" above. Don't miss my Feature Homes. To see all of my listings with interior photos, Virtual Tours, maps, surveys, and more, click on "See Herb's Specials" above.

Need local real estate information? I've summarized much of what is important about the Mt. Gilead, Cardington and Marengo real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Mt. Gilead, Cardington and Marengo Realtor, I have the experience and track record you are looking for. Please let me help.

- Herb Baldwin
RE/MAX Genesis

About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

	See All Tips In The "About Appraisals" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What are the characteristics of classic Queen Anne architecture?
A	Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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Herb Baldwin
RE/MAX Genesis
745 W. Marion Road
Mount Gilead, OH 43338
Office: 419-946-3800
Direct/Cell: 419-947-4004
Fax: 866-372-5239
herb@herbsells.com

Herb Baldwin, Realtor® Associate with RE/MAX Genesis, is a highly motivated, full-time professional dedicated to serving his clients needs with integrity. With over 30 years experience in the customer service field, Herb understands what his clients needs are. Because Herb understands that referrals and repeat business are the key to continued success, he is dedicated to providing the highest quality of service to his clients.

MLS Equal Housing ePro

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