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personal loans are relatively easy to come by and very cheap to finance. But several court cases and potential government regulation could make personal loans harder to get for consumers with damaged.
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Auto loans are for buying a car, student loans are for educational expenses, and mortgages are for buying a home. When you get a personal loan, it’s not quite so clear-cut. Plenty of consumers have.
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Leading gold-loan NBFC Muthoot Finance plans to grow its personal loan book size to 300 crore by the end of this fiscal by expanding to all southern States. The company is also contemplating.
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With fewer people missing payments on personal loans and demand for those loans remaining relatively steady, lenders are offering attractive rates. And it’s not just those with near-perfect credit.
Credit for John Lewis Personal Loans is provided under exclusive arrangements with the lender John Lewis Financial Services Limited (a subsidiary of HSBC UK Bank plc), authorised and regulated by the Financial Conduct Authority (Financial Services Register number 715060) including for the provision of payment services (ref: 542750).
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