Mt. Gilead, Cardington and Marengo real estate and homes for sale in Ohio - Herb Baldwin, REALTOR® Herb Baldwin REALTOR(r) for Mt. Gilead, Cardington and Marengo, Ohio real estate - NUMBER1EXPERT™ Herb Baldwin NUMBER1EXPERT(tm) for Mt. Gilead, Cardington and Marengo, Ohio real estate
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Herb Baldwin, REALTORŪ, real estate agent and broker for Mt. Gilead, Cardington and Marengo Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out how I am different and what it means to you. Call me at 419-947-4004.


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Testimonials: Mt. Gilead, Cardington and Marengo Ohio home buying, real estate listings, and homes for sale in Morrow                         County, OH
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"....as quick and painless as possible !"

"We wanted to thank you for making our house selling adventure as quick and painless as possible! As you know we had an expensive and unique home in Morrow County and our previous attempt at selling two years earlier was not successful. This time around, the time between listing our home in MLS and a firm offer was about 1 month."

"Four things we appreciated most about working with you were 1) the sense of integrity that you brought to the process; 2) the frequent and useful communication by email, phone and mail; 3) the hard work and detail to attention on your part that resulted in a quick turnaround every step of the process from the moment we signed the agreement to the closing of the sale and; 4) the attention given to effective advertising."

"We have already highly recommended your services to several people and will continue to do so in the future." 

L & J Clark,Worthington

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
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Herb Baldwin, REALTORŪ, real estate agent and broker for Mt. Gilead, Cardington and Marengo Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Herb Baldwin
RE/MAX Genesis

745 W. Marion Road
Mount Gilead, OH 43338
Office/Cell: 419-946-3800
Direct Line: 419-947-4004
Fax: 866-372-5239
herb@herbsells.com

Herb Baldwin, RealtorŪ Associate with RE/MAX Genesis, is a highly motivated, full-time professional dedicated to serving his clients needs with integrity. With over 30 years experience in the customer service field, Herb understands what his clients needs are. Because Herb understands that referrals and repeat business are the key to continued success, he is dedicated to providing the highest quality of service to his clients.

MLS Equal Housing ePro


RE/MAX Genesis real estate and homes for sale in Mt. Gilead, Cardington and Marengo Ohio

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