Fha Loans Qualifying fha loan limits In Texas The FHA loan limits for Texas were increased from 2017 to 2018. At least in most counties. The table below shows the current (2018) FHA loan limits for all 254 counties in Texas. The maximum mortgage amount for most of the state is $294,515, for a single-family home purchase. higher limits are allowed in areas [.]Energy loans plunge in Calif. after income-qualifying laws took effect – What I see: Locally, well – qualified borrowers can get the following fixed rate mortgages with zero points: A15 – year FHA (up to $431,250. The volume of PACE energy loans has been plunging since.